:root{--navy:#10263f;--blue:#1f6f9f;--sky:#e9f6ff;--leaf:#1f8a63;--gold:#d8a93b;--ink:#182333;--muted:#607086;--bg:#f7fafc;--white:#fff;--line:#dbe5ee;--shadow:0 18px 50px rgba(16,38,63,.12);--radius:22px;}
*{box-sizing:border-box}body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.topbar{background:var(--navy);color:white;font-size:.92rem}.topbar .wrap{display:flex;justify-content:space-between;gap:18px;padding:9px 24px;max-width:1180px;margin:auto;flex-wrap:wrap}.navbar{background:white;position:sticky;top:0;z-index:20;box-shadow:0 4px 25px rgba(16,38,63,.08)}.navwrap{max-width:1180px;margin:auto;padding:14px 24px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{display:flex;align-items:center;gap:12px;font-weight:900;color:var(--navy);letter-spacing:-.03em;font-size:1.25rem}.brand img{width:54px;height:54px;border-radius:14px;object-fit:cover}.nav{display:flex;align-items:center;gap:18px;flex-wrap:wrap;font-weight:700;font-size:.92rem}.nav a{color:#31445d}.nav a:hover,.nav a.active{color:var(--blue)}.cta{display:inline-flex;align-items:center;justify-content:center;background:linear-gradient(135deg,var(--blue),var(--leaf));color:white!important;padding:12px 18px;border-radius:999px;font-weight:900;box-shadow:0 10px 25px rgba(31,111,159,.25)}.hero{position:relative;isolation:isolate;background:linear-gradient(110deg,rgba(16,38,63,.92),rgba(31,111,159,.72)),var(--hero);background-size:cover;background-position:center;min-height:590px;display:flex;align-items:center}.hero:after{content:"";position:absolute;inset:auto 0 0;height:120px;background:linear-gradient(transparent,var(--bg));z-index:-1}.hero .wrap,.wrap{max-width:1180px;margin:auto;padding:0 24px}.hero-content{max-width:760px;color:white;padding:86px 0 120px}.eyebrow{display:inline-flex;gap:8px;align-items:center;color:#dff8ff;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.22);padding:8px 13px;border-radius:999px;font-weight:800;font-size:.86rem;text-transform:uppercase;letter-spacing:.08em}.hero h1{font-size:clamp(2.5rem,6vw,5.3rem);line-height:.95;margin:20px 0 18px;letter-spacing:-.06em}.hero p{font-size:1.22rem;max-width:690px;color:#edf8ff}.actions{display:flex;gap:14px;margin-top:28px;flex-wrap:wrap}.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;padding:13px 20px;font-weight:900;border:2px solid transparent}.btn-primary{background:var(--gold);color:#17243a}.btn-secondary{border-color:rgba(255,255,255,.55);color:white}.section{padding:76px 0}.section.alt{background:white}.section-head{max-width:790px;margin:0 auto 34px;text-align:center}.section-head h2{font-size:clamp(2rem,4vw,3.2rem);line-height:1.05;margin:0 0 12px;color:var(--navy);letter-spacing:-.04em}.section-head p{color:var(--muted);font-size:1.05rem}.grid{display:grid;gap:24px}.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}.card{background:white;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow)}.card.pad{padding:26px}.card img{height:230px;width:100%;object-fit:cover}.card h3{color:var(--navy);font-size:1.35rem;margin:0 0 10px}.card p{color:var(--muted)}.pill{display:inline-flex;background:var(--sky);color:var(--blue);font-weight:900;border-radius:999px;padding:5px 11px;font-size:.78rem;margin:0 6px 8px 0}.feature{display:flex;gap:16px;align-items:flex-start}.icon{width:44px;height:44px;border-radius:14px;background:linear-gradient(135deg,var(--sky),#dff7ee);display:grid;place-items:center;font-size:1.35rem;flex:0 0 auto}.banner{background:linear-gradient(135deg,var(--navy),#164b78);color:white;border-radius:30px;padding:38px;display:grid;grid-template-columns:1.2fr .8fr;gap:24px;align-items:center;box-shadow:var(--shadow)}.banner h2{font-size:2.2rem;line-height:1.05;margin:0}.banner p{color:#e5f6ff}.resource-list{display:grid;gap:14px}.resource{padding:18px;border:1px solid var(--line);border-radius:18px;background:#fff}.resource strong{color:var(--navy)}.article-card{display:flex;flex-direction:column}.article-card .meta{font-size:.86rem;color:var(--muted);font-weight:700}.tags{margin:8px 0}.tag{display:inline-flex;font-size:.76rem;font-weight:900;color:#164b78;background:#e9f6ff;border-radius:999px;padding:4px 9px;margin:0 4px 4px 0}.page-hero{background:linear-gradient(135deg,var(--navy),#1f6f9f);color:white;padding:86px 0}.page-hero h1{font-size:clamp(2.2rem,5vw,4.2rem);line-height:1;margin:0 0 14px;letter-spacing:-.05em}.page-hero p{max-width:760px;color:#edf8ff;font-size:1.15rem}.article{max-width:850px;margin:auto;background:white;border-radius:28px;padding:42px;border:1px solid var(--line);box-shadow:var(--shadow)}.article h2{color:var(--navy);margin-top:34px}.article ul{padding-left:1.3rem}.callout{background:#f0fbff;border-left:5px solid var(--blue);padding:18px;border-radius:14px;margin:22px 0}.form{display:grid;gap:14px}.form input,.form textarea,.form select{width:100%;padding:14px 16px;border:1px solid var(--line);border-radius:14px;font:inherit}.footer{background:#0f2136;color:#d9e8f5;padding:48px 0 20px}.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:28px}.footer h4{color:white;margin:0 0 12px}.footer a{display:block;color:#d9e8f5;margin:7px 0}.fine{border-top:1px solid rgba(255,255,255,.12);margin-top:30px;padding-top:20px;color:#9db3c8;font-size:.88rem}@media(max-width:860px){.navwrap{align-items:flex-start;flex-direction:column}.nav{gap:10px}.hero{min-height:auto}.hero-content{padding:58px 0 86px}.grid-3,.grid-2,.banner,.footer-grid{grid-template-columns:1fr}.section{padding:52px 0}.topbar .wrap{font-size:.82rem}.card img{height:200px}}